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10 Tips for a Carefree Retirement

Brett Sebion, Financial Coach  – July 31, 2024
The steps you can take to give yourself peace of mind when entering your retirement years After spending decades in the workforce, everyone deserves to experience a carefree ...
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Featured Article

Am I Saving Enough for Retirement?

Brett Sebion, Financial Coach  – June 21, 2024
“Am I saving enough for retirement?” is a question on the minds of many people. Unfortunately, for many individuals, the answer is, “No.” But, we are here as your best ...
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Featured Article

Building Wealth the Time-Tested Way

Heather Jordan  – May 24, 2024
While it can be pleasant to dream of sudden wealth, it’s not a realistic way to approach retirement planning. If you want to increase your chances of enjoying a financially ...
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Financial Planning
Retirement Savings Considerations When Switching Jobs
Brett Sebion, Financial Coach  – September 10, 2024
What happens to the money in your retirement plan account when you switch jobs? That’s up to you. Typically, one of your options may be to take your savings in a single sum. Sounds like a bonus, right? Wrong. Learn about why you should put more thought into cashing out your retirement savings. Early 401(k) […]
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Emerj360 to Sponsor Oktoberfest Medallion Hunt Again This Year
Emerj360  – September 09, 2024
Emerj360 is excited to sponsor the Oktoberfest Medallion hunt for the third year in 2024. It’s a great opportunity for community members to think about the local community and participate in a fun activity to explore La Crosse. A maximum of ten clues will be shared as part of the contest, until the medallion is […]
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Retirement
How Much Will You Need for Retirement?
Brett Sebion, Financial Coach  – September 04, 2024
It’s one of the most common questions we hear as financial professionals – “How much money will I need for retirement?” The answer varies for each individual based on their aspirations and goals. But, a general rule of thumb is that you’ll want 65% – 85% of your pre-retirement income available each year during retirement. […]
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Financial PlanningRetirement
Build Healthcare Expenses into Your Retirement Planning
Emerj360  – August 26, 2024
Determining how much money you’ll need to live comfortably after you retire is not an exact science. In general, you may need between 70% and 80% of what you were earning during your last working years to maintain the same standard of living in retirement. However, as you age, you may find that you have […]
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Retirement
Get the Most Out of Your 401(k)
Trust Point  – August 21, 2024
Retirement plan tips for business owners and employees As legislative changes reshape retirement planning options, both business owners and employees will need to navigate an evolving landscape. The Secure Act and other recent legislative changes, such as Secure 2.0 and The Cares Act prompted by COVID-19, have significantly impacted retirement plans. The overarching goal of […]
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Financial PlanningRetirement
4 Retirement Rollover Options
Heather Jordan  – August 20, 2024
You have worked hard saving for your retirement. But what happens if you change jobs or retire? There are many considerations in making this decision, but you have options. At Emerj360, we understand this can be an overwhelming time for you. We have highlighted the advantages and disadvantages of each option so you can feel confident […]
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