Retirement Calculator

Will I Have Enough Money to Retire?

Use our Retirement Calculator to see how much you could have saved for retirement. Plan confidently with personalized insights that show you what your financial future could look like.

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Understanding the Calculator

Years to Retirement

Set this slider to the number of years you have left before your preferred retirement date. Note that of all of the categories in the retirement calculator, this one is the most flexible. If your ideal retirement date doesn’t produce your desired monthly income, you may need to delay retirement a couple years, or work with one of our financial professionals to change your investment strategy.

Investment Style

You’ll commonly hear advisors discuss investment styles within three categories: conservative, moderate, or aggressive. The styles indicate the mix of investments you have (stocks, bonds or cash), determined by several factors including age, risk tolerance and years to retirement.

Current Income

Depending on where you are in your career, this number could fluctuate, so you may want to try adjusting it to see how it impacts your savings need. Try to be realistic so you get the most accurate projection possible.

Employer + Employee Contribution

This describes the total combined percentage of your retirement contribution, plus that of your employer. This percentage often changes throughout the course of our careers. As with salary, try to set a current or realistic future contribution.

Current Retirement Savings

This is the total amount, to date, that you have saved for retirement. This should include all sources of retirement savings, such as 401(k)s, IRAs and annuities.

Additional Retirement Planning Resources

Looking for more retirement planning insights? We have several resources available to you. Check out our featured resources:

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Prepare for a Comfortable Retirement

Dreaming of a comfortable retirement spent with family and friends, traveling, or enjoying your favorite hobbies? Have a financial plan in place so you can enjoy the benefits from your hard work and savings.

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