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How Diversifying Your Portfolio Can Mitigate Risk
Brett Sebion, Financial Coach  – December 21, 2022
Risk is an inherent part of investing. After all, no one can control the losses or gains of a particular asset, sector, or the market as a whole. But you can take steps to manage your risk by diversifying your portfolio. Here’s a look at what diversification is, why it matters, and how to do […]
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Growth Stocks vs. Value Stocks
Brett Sebion, Financial Coach  – December 12, 2022
Stock investing is an important engine of growth in your portfolio, but deciding on an investing strategy and particular stocks can be challenging. When designing a diversified portfolio that minimizes risk, it can help to think of stocks as falling into one of two categories: growth stocks and value stocks. Both growth and value stocks […]
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Why to Avoid Overconcentration when Investing
Brett Sebion, Financial Coach  – July 28, 2022
A concentrated position in a single stock can happen to investors for many reasons. They may receive company stock as part of their employee compensation package or they may have bought shares of a single company, hoping to choose a big winner.  However, it’s unlikely that a single stock will outperform the market as a […]
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The Risk of Missing The Best Days in the Market
Yan Arsenault, CFA® CAIA®  – July 08, 2022
Since 1980, the S&P has had over 10,000 trading days. However, if you only miss a small fraction of the best days the impact can be material. Said another way, the cost of trying to time the market can be high.
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Introducing EMERJ360
Angela Strangman  – June 29, 2022
This new division of Trust Point is backed by our same long-standing fiduciary values and experienced investment team. Heather N. Jordan, CFP®, MBA, Managing Director and Brett A. Sebion, Financial Coach, share what Emerj360 offers. Heather: We are so happy to introduce Emerj360, Trust Point’s new division. It’s grown from the belief that expanded services […]
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When Markets are Jumpy, Maintain Focus on Your Goals
Yan Arsenault, CFA® CAIA®  – May 18, 2022
After enjoying the recent bull market, it’s easy to forget that volatility includes stock prices going down as well as up—and that such movement is practically guaranteed. While you can’t control the markets, you can manage how you react to their swings. The key is to zoom out from any particular period and focus on […]
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