2024 in Review: Top 10 Blogs

Curious what blogs captured the most attention on our website in 2024? Discover the highlights by exploring our top ten most-read blogs of the year!

1. 6 Benefits of Having A Budget

The importance of making a budget is a financial lesson that cannot be overemphasized. If you and your family want financial security, following a budget can be key.

Still not convinced? This blog dives into six good reasons why everyone should create and stick to a budget.

Continue reading “6 Benefits of Having a Budget.”

2. Are You Prepared for a 30 Year Retirement?

The good news? Retirees are living longer. The bad news? Many aren’t planning for it financially.

Life expectancy is a key piece of retirement planning. After all, you’ll need to estimate your lifespan to determine how much money you’ll need to retire comfortably. Many pre-retirees speculate on this figure or overlook it entirely. Learn about are some key considerations to help ensure financial stability throughout your golden years.

Continue reading “Are You Prepared for a 30 Year Retirement?”

3. Retirement Readiness Session: Plan and Secure Your Future

Heather Jordan, CFP®, MBA, and Brett Sebion from the Emerj360 team were excited to present an in-person retirement readiness session in 2024 to share insights on what to consider so you can plan for a comfortable retirement.

Continue reading “Retirement Readiness Session: Plan and Secure Your Future.”

Stay tuned for upcoming events in 2025 for insights to help you prepare for retirement.

4. 10 Tips for a Carefree Retirement

After spending decades in the workforce, everyone deserves to experience a carefree retirement, but the road to achieving this requires thoughtful planning and foresight.

Before you clock out at work for the last time and start checking off the items on your bucket list, ensure you’re prepared. Learn about 10 steps you can take to enter retirement with peace of mind.

Continue reading “10 Tips for a Carefree Retirement.”

5. 9 Facts About Social Security

Social Security has been a part of retirement life ever since it was established in 1935. This blog uncovers nine interesting facts about social security that will help you understand the benefits. Some facts may even surprise you!

Continue reading “9 Facts About Social Security.”

6. How to Create a Budget for Your Financial Plan

When it comes to following your financial plan, your budget serves as a roadmap for your spending each month. Building a budget that is organized, comprehensive and easy to follow is an important step to growing your wealth and savings. And while following a budget may seem like a tedious task, it is actually simpler than you might think.

Learn about the steps you can take to create a budget for your financial plan and get closer to reaching your financial goals.

Continue reading “How to Create a Budget for Your Financial Plan.”

7. Conquering Retirement Challenges for Women

When it comes to retirement, women may face unique obstacles that can make saving for retirement more challenging. Given that the typical lifespan for women is about 6 years longer than men, retirement money for women may need to stretch even further. Additionally, although the pay gap is narrowing, women earn less than men, on average, making it a little harder for women to save extra funds for retirement. Women may also decrease their earnings if they take time away from work to raise children or care for elderly relatives.

Despite these challenges, a wise strategy can give women reasons to be hopeful. Learn about three considerations for women to keep in mind.

Continue reading “Conquering Retirement Challenges for Women.”

8. 2024 Tax Guide: Quick Takes for the New Year

View the 2024 income tax brackets, long term-capital gains tax rates and insights on some factors that may impact your tax situation in this guide.

Continue reading “2024 Tax Guide: Quick Takes for the New Year.”

Stay tuned for updated 2025 limits in future blogs!

9. Get the Most Out of Your 401(k)

The Secure Act and other recent legislative changes, such as Secure 2.0 and The Cares Act prompted by COVID-19, have significantly impacted retirement plans. The overarching goal of these initiatives is to improve and expand retirement savings opportunities while also making it easier for employers to offer plans.

This blog dives into considerations for both employees and employers to keep in mind. Continue reading “Get the Most Out of Your 401(k).”

10. How Income Taxes Work

As complex as the details of taxes can be, the income tax process is fairly straightforward. This blog covers the basics of income taxes.

Continue reading “How Income Taxes Work.”

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